blackeagle603 wrote:There seems to be little correlation and perhaps even an inverse relationship between genius and financial and life outcomes.
You remember the "area under the curve" thing from calculus, right? I've always had a theory that people have a given area under their curve, or maybe a given volume under their surface.
Think of a table of cells, maybe 5x5. Each cell represents a talent - sports, intelligence, financial ability, social grace, ability to have a relationship, etc. You get so many chips to stack on the squares. Stack one square too high, and the others get shorted. Stack all your chips on one square, and you're a disaster on all the others. Some people have a few more chips than others, but the principle still holds.
Look at anyone who's stellar in one area, and they usually are pretty dismal in several others.
Note to self: start reading sig lines. They're actually quite amusing. :D
Weetabix wrote:So, indestructible shoes and watch brands are....?
Chippewa boots. Tag-Heuer watches. When worn together with overalls or jeans/Dickies and a John Deere cap, it means the rancher/farmer knows 'shit from Shinola'.
"Life is a bitch. Shit happens. Adapt, improvise, and overcome. Acknowledge it, and move on."
Chippewa's are good boots. I'm looking to get a pair of their steel toed engineers in the near future.
Tags are good watches, but unfortunately, since becoming popular with the Douchebag segment of the population, their price has skyrocketed - what should be a thousand dollar watch these days is double that.
Which reminds me, I need to get my Rolex serviced..
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evan price wrote:I hang out with a lot of people who think lottery tickets are a viable retirement plan. Business acquaintances mostly.
Anyway, just discussing the idea of investing in a retirement plan through work- a simple 401(k)- is rocket science to them. The idea that I would voluntarily leave some of my paycheck behind every month- even though my company is matching it dollar for dollar- and I can't touch it until I am old...it's unthinkable to them.
Not to thread jack or anything, but...
I've started to wonder about the wisdom of putting money into such an investment. The government is already making noises about raiding such things. I'm getting to the point of going for precious metals and hiding it somewhere. Of course the government could also pull a Roosevelt and make it illegal to own gold again. Then I have a rather valuable pile of stuff I can't sell without getting arrested.
I haven't considered precious metals, but I do echo the sentiment about retirement programs. Seems pointless for the reasons you mentioned, in addition to others. Hmmm, time for a new thread.
There must be an end to this intimidation by those who come to this great country, but reject its culture.
evan price wrote:I hang out with a lot of people who think lottery tickets are a viable retirement plan. Business acquaintances mostly.
Anyway, just discussing the idea of investing in a retirement plan through work- a simple 401(k)- is rocket science to them. The idea that I would voluntarily leave some of my paycheck behind every month- even though my company is matching it dollar for dollar- and I can't touch it until I am old...it's unthinkable to them.
Not to thread jack or anything, but...
I've started to wonder about the wisdom of putting money into such an investment. The government is already making noises about raiding such things. I'm getting to the point of going for precious metals and hiding it somewhere. Of course the government could also pull a Roosevelt and make it illegal to own gold again. Then I have a rather valuable pile of stuff I can't sell without getting arrested.
Umm lots of alternatives to PM seizure , doubt it will happen , but international trusts , a foreign LLC, private storage company's in stable country's , and of course things like PM stocks , lots of alternatives.
Um also foreign real-estate such as farm land , and since when don't we hijack a thread its what I love about this place.
Buy a Rolex. Any other "better" watch (aside from maybe Patek Phillipe), crashes in value. Used, they can be good deals, but rolexes verge on commodities - I know a few old oilmen who swear by their ability to get out of a trip to jail in Africa w. one.
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skb12172 wrote:Well, the summer after graduation and before my first teaching job, I sold new cars. We were told to never brush off "The Mullets." Especially before you had run a credit check on them. The reason being, you never know just who really does have money. They could have just inherited a windfall from Grandma, or maybe be willing to spend whatever just because they were so happy to actually be financed. The story was told of a guy who didn't make it in the business. One day, a man and his son show up in farm work clothes. They were a little dusty and were looking at new, expensive farm trucks, plus a sports car. Long story short, the salesman blew them off and was overheard saying, "This old hayseed is going to take up half my day and he probably couldn't even get financing for a candy bar."
It turns out that the dusty old guy was a large land owner and a hands-on, Sam Walton kind of farmer. They were dusty because they had just sold a bunch of livestock and were ready to buy that truck and sports car…for cash. Dusty old guy was also a friend of the General Manager of the dealership. He went straight to the boss, got another salesman to do the paperwork, then the guy who blew him off got a huge ass-chewing, lost a big commission, yet somehow still failed to learn a lesson, seeing as how he didn't end up making it in the biz.
As for my personal experience, I've been ready to buy a couple of new suits before, ready to spend around $1K in cash, and shown up to be sized in a t-shirt and sweats, due to the ease of changing for trying on things. I've been totally blown off on a couple of occasions. Yeah, that store didn't get the sale. I sought out the highest ranking manager on duty, showed my wad of cash, explained the situation, then told the manager I would be going to their competitor to see if they had a better grasp of customer service. Sadly, the "other place" wasn't really any better. Dumb, clueless, and in need of "Sales 101" training…
1991, I was working two jobs, had just received a 5-figure inheritance, and I had been lusting over a new Jeep Wrangler with a 4.0 and a 5-speed with a hard top, in Chili Pepper Red.
Stopped at the large Jeep dealer near my house with $10,000 in hundreds rolled in the pocket of my hoodie, in a beat to crap brown Toyota station wagon that had been a hand-me-down from my Father 5 years ago. I'm maybe 22 years old with a mullet, dirty jeans and a hoodie, wearing K-mart steel toed boots and a Cat Diesel Power ball cap... I was in between going from my two jobs.
Could not get the salesman to give me time of day. Could not get the group of three sales people standing around drinking coffee to talk to me. Could not get anyone to show me anything. Finally I took my hog-choker roll of money out and showed the three guys in the kaffeklatch and explained that they just lost a sale.
In the end I kept the beater Toyota and spent the money on my education. I think it was a better purchase anyway.
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I've spent all winter wearing WWII repro jump boots and a Luminox. Haven't noticed a difference. I really want one of those Maratac watches from County Comm but I really can't justify the price what both my Luminox and Timex have proven unkillable.
